Under the new health care law, parents will be able to include their older children on a group health insurance plan until the children are 26 years old. The child does not need to be a full-time student -- or be claimed as a dependent on the parent's income tax return -- in order to qualify.
But since there are no restrictions on how much the parent as the group health plan participant may need to pay to get coverage for an older child, group plan administrators employers may end up passing most or all of the coverage costs along to the parent.
It will be paid for in a number of ways, including:. Even though it's been signed by President Obama and Congress has already agreed to some early modifications to the bill, health care reform -- and the debate over it -- isn't a done deal. Critics of the new health care bill have objections that range from the theoretical to the practical. Some say the federal government has no business mandating and subsidizing health care for individuals.
Others worry about the impact of treating the more than 30 million new patients who will enter the health care system in the next ten years -- with concerns ranging from a potential shortage of primary care physicians to patients having a tougher time finding a doctor and spending more time in the waiting room once they do.
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Meet the Editors. The new health care law has been passed, so what's in store? You Must Have Health Coverage or Pay a Penalty The crux of the new health care law is this: by , all citizens and legal residents in the United States will be required to have at least basic health insurance coverage, and those without coverage will be subject to a phased-in tax penalty that goes up every year a person isn't covered.
If You're Insured, Your Coverage Shouldn't Change If you're currently insured -- you're covered through an employer's plan, for example -- proponents of the new health care law are stressing that you'll be able to keep the coverage you have.
Employers May Be Required to Offer Coverage or Pay a Fine Beginning in , employers that have 50 or more workers will be required to offer health insurance to their employees or incur a hefty fine. Patients With Pre-Existing Medical Conditions Get Special Protections The new health care law gives specific protections to children and adults who are in danger of being denied health insurance coverage because of a preexisting medical condition -- which can include anything from asthma to diabetes and heart disease.
Older Children Can Get Covered on Their Parents' Health Plans Under the new health care law, parents will be able to include their older children on a group health insurance plan until the children are 26 years old.
Second Opinions on Health Care Reform Are Everywhere Even though it's been signed by President Obama and Congress has already agreed to some early modifications to the bill, health care reform -- and the debate over it -- isn't a done deal.
Stay tuned to Nolo. Originally Posted: October Updated: July Wills, Trusts, and Estates. Estate Planning Basics. Living Trusts. Powers of Attorney. Estate Planning Laws By State. Every Californian's Guide to Estate Planning. Make Your Own Living Trust. The Executor's Guide. Talk to a Lawyer Need a lawyer? House and Senate Republicans shared concerns about the total cost of implementing this legislation. In the Senate floor debate, Republican Sen.
Democratic Sen. Another significant provision in the bill would put a halt on hospital closures for up to 60 days after the effective date of the act, which is an effort to prevent hospital closures in the immediate aftermath of the pandemic. Closures are also deferred until either the state or U. Also: Illinois Senate passes bill expanding voting options. HB would also create a Health and Human Services Taskforce and an Anti-Racism Commission to make recommendations for tangible solutions to be enacted by hospitals, health care organizations and the General Assembly as the conversation and analysis of racial inequities in the health care system continue.
These three pillars passed out of the lame duck session and have all been signed into law by the governor. But today, here in Illinois, our legislature has passed a remarkable piece of legislation to build a healthier future for all of our communities," he said in the statement.
Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than newspapers statewide. McCormick Foundation.
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